BPHO

OJSC "Baranovichi Cotton Production Association"

UNP: 200166488 · 7 Fabrichnaya St., Baranovichi, Brest Region 225410

City-formingSubsidy-dependentHoldingsRestructuring

Identification

UNP200166488
OKED13201 — Manufacture of cotton fabrics
Legal formOJSC
Governing body"Bellegprom" concern
State share100%
Parent holdingКонцерн «Беллегпром»
Address7 Fabrichnaya St., Baranovichi, Brest Region 225410
Websitebpho.by

Financial statements

k BYN

Line itemReporting yearPrior year
Fixed assets242 209256 552
Intangible assets101105
Income-bearing investments in tangible assets
Investments in long-term assets1 0281 029
Long-term financial investments298298
Long-term receivables
Total Section I (long-term assets)243 636257 984
Inventories35 97341 441
— materials14 22015 664
— work in progress8 7288 299
— finished goods and merchandise10 75515 208
— goods shipped2 2702 270
Deferred expenses6626
VAT on acquired goods, works, services6643
Short-term receivables24 77917 547
Short-term financial investments33
Cash and cash equivalents86875
Other short-term assets3 0261 613
Total Section II (short-term assets)64 81160 745
BALANCE (assets)308 447318 729
Charter capital18 98518 985
Reserve capital
Additional capital144 240156 575
Retained earnings (uncovered loss)-104 839-94 741
Total Section III (equity)58 38680 819
Long-term loans and borrowings185 367109 184
Long-term lease liabilities
Deferred income6 7675 469
Other long-term liabilities6 5799 010
Total Section IV (long-term liabilities)198 713123 663
Short-term loans and borrowings062 214
Current portion of long-term liabilities010 216
Short-term payables51 34841 817
— to suppliers, contractors, providers42 96627 825
— on payroll935730
— on lease payments
Total Section V (short-term liabilities)51 348114 247
BALANCE (equity and liabilities)308 447318 729

Computed metrics

Current ratio
1.2622
Prior: 0.5317(+137.39%)
F1.290 / F1.690
Absolute liquidity
0.018
Prior: 0.001
(F1.260 + F1.270) / F1.690
Own working capital ratio
-2.8583
Prior: -2.9165(+0.0582%)
(F1.490 - F1.190) / F1.290
Sales profitability
6.18%
Prior: 4.3%(+1.89 pp)
F2.060 / F2.010 × 100%
Net profitability
1.5%
Prior: -17.73%(+19.23 pp)
F2.210 / F2.010 × 100%
Revenue dynamics
10.98%
(F2.010_N / F2.010_N-1) - 1
Debt dynamics
8.15%
(F1.510 + F1.610)_N / (F1.510 + F1.610)_N-1 - 1
Debt load
(F1.590 + F1.690) / (F1.590 + F1.690 + F1.410 + F1.460)
Operating cash-flow margin
17.74%
Prior: -0.11%
F4.040 / F2.010 × 100%

Integrity checks

Checks passed: 6 of 6

Balance sheet balances (assets = liabilities)
Cash-flow integrity
Cash-flow residuals
Cash position
Capital transition
Profit consistency

Signals

Red flags
  • Real equity is negative: share capital of 18,985 minus the accumulated uncovered loss of 104,839 = −85,854k BYN (−75,756 a year earlier). The uncovered loss exceeds share capital 5.5-fold; the positive Section III total (58,386) rests solely on revaluation surplus of 144,240.F1.410 · F1.460 · F1.490 · F1.450
  • Equity contracted by 27.8% over the year (80,819 → 58,386k BYN) despite net profit of +1,196: revaluation surplus fell by 12,335 (156,575 → 144,240) and the uncovered loss grew by 10,098. Profit did not hold the capital base.F1.490 · F1.450 · F1.460 · F2.210
  • Long-term assets of 243,636k BYN are not backed by own funds: with real equity at −85,854 they are covered by long-term liabilities of 198,713 — coverage of 0.46, against 1.06 if equity is counted together with the revaluation surplus.F1.190 · F1.410 · F1.460 · F1.590 · F1.490
  • There is no own working capital: the provision ratio is −2.86 — short-term assets of 64,811k BYN are entirely debt-financed, and borrowed funds also finance part of the long-term assets.F1.490 · F1.190 · F1.290
  • Long-term loans and borrowings of 185,367k BYN equal 233% of annual revenue of 79,549; the line grew 69.8% over the year (109,184 → 185,367), while total debt including the short-term portion grew 8.2%. The portfolio was refinanced within the year: 184,240 drawn, 185,270 repaid; interest paid was 12,131k BYN versus 698 a year earlier.F1.510 · F2.010 · F1.610 · F4.081 · F4.091 · F4.093
Yellow flags
  • Debt was shifted from short-term to long-term: short-term loans 62,214 → 0 and the current portion of long-term debt 10,216 → 0, while long-term debt grew 109,184 → 185,367k BYN. Short-term liabilities fell by 55% (114,247 → 51,348) — a change of maturity, not a reduction of debt.F1.610 · F1.620 · F1.510 · F1.690
  • Receivables grew by 41% (17,547 → 24,779k BYN) against revenue growth of 11% — customer deferrals are growing faster than sales.F1.250 · F2.010
  • Payables to suppliers grew by 54% (27,825 → 42,966k BYN) and total short-term payables by 23% (41,817 → 51,348): current operations are financed by deferred payment.F1.631 · F1.630
  • Financing-activity flows are comparable to revenue: income of 20,975 and expenses of 19,571k BYN against revenue of 79,549 — the year's result is formed by large offsetting amounts.F2.120 · F2.130 · F2.010
  • Inventories fell by 13% (41,441 → 35,973k BYN) and finished goods by 29% (15,208 → 10,755) against revenue growth of 11%: more was sold than produced and the warehouse was drawn down.F1.210 · F1.214 · F2.010
Green signals
  • The net result changed sign: +1,196k BYN against a loss of 12,705 a year earlier; net profitability of 1.5% against −17.7% to revenue.F2.210 · F2.010
  • Operating cash flow F4.040 BYN +14,110k — 17.7% of revenue; inflows F4.020 177,436 against outflows F4.030 163,326. A year earlier these flows nearly matched (108,623 against 108,699, result −76), so the comparison is against a residual near zero rather than a small base. Interest F4.093 took BYN 12,131k out of that flow — almost the entire operating result.F4.040 · F4.020 · F4.030 · F2.010 · F1.270 · F4.093
  • Current ratio 1.262 against 0.532 a year earlier: short-term assets BYN 64,811k cover short-term liabilities BYN 51,348k. The improvement came from shifting debt into long-term (F1.610 62,214 → 0, F1.620 10,216 → 0), not from asset growth.F1.290 · F1.690 · F1.610 · F1.620
  • Revenue grew by 11.0% (71,676 → 79,549k BYN) and profit on sales by 59.7% (3,079 → 4,918); sales profitability to revenue moved 4.30% → 6.18%.F2.010 · F2.060
  • Administrative expenses cut 6.4% (6,558 → BYN 6,136k) against 11% revenue growth; selling expenses, however, rose 1,143 → BYN 1,545k (+35.2%).F2.040 · F2.010 · F2.050

Recommendation

Suggested outcome
Restructuring
Category
Distressed
Health score
0.85
Confidence level
Medium

OJSC "BPHO" is a structurally complex case in the pilot: a textile-industry enterprise (cotton fabrics, OKED 13201) under the "Bellegprom" concern, 100% state-owned, with deeply negative real equity despite a formally positive F1.490, and at the same time — with signs of an operational turnaround in 2025.

Recommendation: Restructuring — (not privatization — a buyer will not take an enterprise with an accumulated loss of −BYN 104,839k against debt of 185,367; not liquidation — operating activity is viable and has turned positive; not state investment in pure form — the debt structure and real balance-sheet value of assets must be reviewed first). Therefore restructuring — a review of the debt structure (a possible haircut or conversion into a state stake), revaluation of assets at real value, and if necessary a program of phased write-down of the accumulated loss against future profit — becomes the only workable scenario, one that leads neither to premature privatization (on the current balance-sheet picture there will be no buyers) nor to liquidation of a viable operating base.

Why restructuring. Key figures of the reasoning: accumulated loss F1.460 = −104,839, which is 5.5× the charter capital; equity is positive only thanks to revaluation F1.450 = 144,240 (247% of F1.490, real equity = 18,985 − 104,839 = −85,854). Long-term-asset coverage on real capital = 0.46 — meaning real equity + long-term liabilities cover only 46% of long-term assets; the remainder is closed by additional capital F1.450 144,240 — revaluation. Long-term debt grew 70% over the year (109,184 → 185,367), while short-term debt zeroed out — a term restructuring took place, but at the high price of an additional BYN 76,183k of long-term debt. Against revenue of 79,549 — debt/revenue = 2.33×, a high load for the textile industry with its long operating cycle and currency exposure.

At the same time, the 2025 operating picture improved significantly: net profit moved from a loss of −12,705 to a profit of +1,196 (sign-flip), OCF massively positive +14,110 (vs −76 prior), the current ratio 1.262 against 0.532 a year earlier, net profitability added 19.23 points. This means: the business is viable at the operational level, the problem is in the balance-sheet structure and debt legacy.

Confidence: MEDIUM — the financials are clean (all six sanity checks reconcile), but several questions require further work: the nature of the reorganization (3 disclosures 2024-10, 2024-11, 2026-03 — what exactly is being reorganized?), interpretation of the other-capital-changes row F3.169 (−36,273 — a bookkeeping correction or a real economic event?), industry norms for Belarusian textiles under sanctions, and the fundamental methodological question of the long-term-asset coverage metric under deeply negative real equity. The score is capped: with negative real equity the model assigns no value above 0.85 regardless of other indicators.

BPHO — BELSOE